Dan Leporati




Mr. Leporati has been providing risk management and insurance consulting services for 23 years. In 1994, he entered the insurance industry as a Loss Prevention Specialist with Riscorp/Zenith Insurance, a regional workers’ compensation carrier. At Riscorp/Zenith, Dan performed field loss control consultations for Riscorp’s policyholders, including a book of over $5M in Temp Staffing accounts.


After a four-year stint of multi-line loss control with Safeco Commercial Insurance, Mr. Leporati was recruited by Protegrity Services, a regional workers’ compensation MGA to develop the platform for a risk management and loss control company called Pivotal Risk Management. Under Dan’s management, Pivotal Risk Management became a cutting-edge provider of loss control and safety consulting company servicing numerous employers, insurance agencies, carriers, public entities, self-insurance funds, and alternative staffing firms.


Mr. Leporati joined RiskAware in 2011 and has been managing the group as President since 2012.  His focus has been to create and deploy new products and services tailored to workers’ compensation cost containment.  Dino Fabrizio, President of Risk Transfer, reflects on his past with Dan Leporati: Dan Leporati brought me into this industry 23 years ago, recollects Dino Fabrizio. Dan is a natural leader and has a very deep knowledge in risk engineering. Dan delivers sage consultation services and has a proven track record specifically in the Workers’ Compensation and PEO industry sectors.

Karen McCarthy-Hawn

Director of Claims Consulting



Karen’s current role as Director of Claims Consulting requires oversight of the RiskAware, LLC claims consulting team. She holds an all lines adjuster license (FL 620) and professional designations of Certified in WC Legal (CWCL) and Professional Claims Adjuster (PCA). In 2016 Karen earned her Bachelor of Applied Science (B.A.Sc.) in Business Management and Technology from State College of Florida-Manatee-Sarasota.


Karen has worked in the insurance industry since 1981. She started with John Alden Life Insurance Company in Mini-Group Life and Health Underwriting Department and was then hired by State Farm in 1986. She obtained her General Lines Agent License (220) and a Life, Health and variable Annuities license (2-18). Karen sold and serviced both personal and commercial lines for State Farm through 1995 when she was hired by Riscorp/The Zenith. Karen worked in Underwriting until she converted her FL agent’s license to an all lines adjuster license in 1996 and transferred to the workers’ compensation claims department. In 2000, Karen was then offered a position with FCCI Insurance Group and worked there through 2010 when she accepted a position with The Hartford, now Sedgwick, as a dedicated adjuster for a large Florida based PEO. Karen ‘s roles and carrier claims expertise includes multi-state Workers’ Compensation claims handling, Longshore and Harbor Workers Compensation claims handling, Catastrophic Claim handling, Claims Training Specialist, and Corporate Compliance Coordinator. Her duties also included reinsurance and WC division audit oversight for the carrier. Karen worked as the WC claims business lead for carrier systems conversions and a Senior Business Analyst for Tropics, An Insurity Company, based in Sarasota, Fl. She was a member of the product group and her role involved product management, requirements writing, and implementation testing support for the WC software offerings.

Dan Leporati, President of RiskAware notes: “Karen has been a gamechanger for RiskAware’s claims consulting branch. She has brought a level of expertise, work-ethic, and an industry reputation that has opened RiskAware to opportunities and business models not imaged before her arrival.”

Angela Wade

Sr. Claims Consultant



Angela’s current role is Senior Claims Consultant and provides claims outsourcing services for the RiskAware, LLC claims consulting team. She holds an all lines adjuster license (FL 620) and Professional Claims Adjuster (PCA).

Angela Wade has been involved with worker’s compensation claims since 1995. She entered the insurance industry through Riscorp/Zenith as a medical only worker’s compensation claims adjuster.  As her knowledge and experience advanced she successfully fulfilled many positions including senior claims representative, supervisor and claims manager.  Her journey in the industry included claims positions at  FCCI Insurance Group and SRS/Sedgwick.  Prior to joining RiskAware in 2017, she was the exclusive claim specialist for several large companies in the Midwest, one of which housed her on-site to have immediate hands on and face-to-face interaction when worker’s compensation claims occurred.  Angela maintains an All Lines Adjuster license and has obtained a Professional Claims Adjuster designation.  She brings to the table a long history of worker’s compensation experience, expertise in workers’ compensation laws for the Mid-Western and North East states, persistence and drive to get the best results for our customers.