Dan Leporati


Skype Address: risk.dan

Mr. Leporati has been providing risk management and insurance consulting services for 23 years. In 1994, he entered the insurance industry as a Loss Prevention Specialist with Riscorp/Zenith Insurance, a regional workers’ compensation carrier. At Riscorp/Zenith, Dan performed field loss control consultations for Riscorp’s policyholders, including a book of over $5M in Temp Staffing accounts.

After a four-year stint of muli-line loss control with Safeco Commercial Insurance, Mr. Leporati was recruited by Protegrity Services, a regional workers’ compensation MGA to develop the platform for a risk management and loss control company called Pivotal Risk Management. Under Dan’s management, Pivotal Risk Management became a cutting-edge provider of loss control and safety consulting company servicing numerous employers, insurance agencies, carriers, public entities, self-insurance funds, and alternative staffing firms.

Dino Fabrizio, President of Risk Transfer, reflects on his past with Dan Leporati: Dan Leporati brought me into this industry 23 years ago, recollects Dino Fabrizio. Dan is a natural leader and has a very deep knowledge in risk engineering. Dan delivers sage consultation services and has a proven track record specifically in the Workers’ Compensation and PEO industry sectors.

Karen McCarthy-Hawn

Senior Claims Consultant

Skype Address: kmccarthyhawn@riskawareinc.com

Karen has worked in the insurance industry since 1981. She started with John Alden Life Insurance Company in Mini-Group Life and Health Underwriting Department and was then hired by State Farm in 1986. She obtained her General Lines Agent License (220) and a Life, Health and variable Annuities license (2-18). Karen sold and serviced both personal and commercial lines for State Farm through 1994 when she was hired by Riscorp/The Zenith. Karen worked in Underwriting until she converted her FL agent’s license to an all lines adjuster license in 1996 and transferred to the workers’ compensation claims department. In 2000, Karen was then offered a position with FCCI Insurance Group and worked there through 2010 when she accepted a position with The Hartford, now Sedgwick as a dedicated adjuster for a large Florida based PEO. Karen‘s adjusting expertise includes multi-state Workers’ Compensation claims handling, Longshore and Harbor Workers Compensation claims handling, Catastrophic Claim handling, Claims Training Specialist, and Corporate Compliance Coordinator. Karen has handled audits on behalf of the carrier with various departments of insurance such as Florida and the Department of Labor. She is well versed in the areas of claims compliance and her jurisdictional experience has been in the states of Florida, Georgia, Alabama, Mississippi, Louisiana, North Carolina, South Carolina, Tennessee, Texas, New York, New Jersey, California, and the Federal Longshore and Harbor Workers Compensation Act. Karen also worked as a Senior Business Analyst for Tropics, An Insurity Company as a Sr. Business Analyst based in Sarasota, Fl. She was a member of the product group and her role involved product management, requirements writing for the WC software offerings, and testing support for the implementation team with a focus on claims compliance such as EDI, NCCI, and Centers for Medicare & Medicaid Services filing requirements. Karen joined RiskTransfer Insurance Agency in 2012 and is on the RiskAware team as Sr. Claims Consultant.